Recruitment of Local Bank Officers (LBO) in Punjab National Bank

📋 Recruitment Overview

Organization	Punjab National Bank (PNB)
Job Category	Banking
Eligibility Qualification	Graduate (graduate)
Number of Vacancies	545 Posts
Salary / Pay Scale	₹48,480 - ₹85,920 Per Month
Age Limits	20 to 30 Years
Gender Eligibility	both
Experience Required	Minimum 1 year of post-qualification work experience as a Clerk/Officer in any Scheduled Commercial Bank or Regional Rural Bank listed under the RBI Act, 1934.
Application Fee	- For General/OBC/EWS candidates: Rs. 1000/- - For SC/ST/PwBD candidates: Rs. 100/- - Payment mode: Online through Debit Card/Credit Card/Net Banking.

📄 Details & Description

- Recruitment for the post of Local Bank Officer (LBO) in JMGS-I grade scale.
- Selected candidates will be posted within the selected state for a minimum of 9 years or until promotion to SMG Scale IV, whichever is earlier.
- Entitled to DA, CCA, HRA/leased accommodation, Leave Fare Concession, Medical Insurance, Retirement Benefits, and other perquisites as per Bank rules.
- Candidates must be proficient in the local language of the state they apply for.

🎓 Eligibility Criteria

- Nationality: Must be a citizen of India or meet specific eligibility criteria for candidates from Nepal, Bhutan, Tibetan Refugees, or Indian-origin migrants from specified countries.
- Age Limit: Minimum 20 years and maximum 30 years as of 01.07.2026.
- Educational Qualification: Graduate in any discipline from a recognized university/institution.
- Local Language Proficiency: Must be proficient in reading, writing, and speaking the specified local language of the state applied for.
- Experience: Minimum 1 year of post-qualification work experience as a Clerk/Officer in any Scheduled Commercial Bank or Regional Rural Bank listed under the RBI Act, 1934.
- Age Relaxation: Up to 5 years for SC/ST, 3 years for OBC (Non-Creamy Layer), 10 years for PwBD, 5 years for Ex-Servicemen, and 5 years for persons affected by 1984 riots.
- Candidates previously employed in PNB or its merged entities and discharged for reasons other than VRS/Resignation are ineligible.

⚙️ Selection Process

- Phase 1: Online Written Test (Objective type) covering Reasoning & Computer Aptitude, Data Analysis & Interpretation, English Language, Quantitative Aptitude, and General/Economy/Banking Awareness.
- Phase 2: Screening of documents submitted by candidates who qualify the online test.
- Phase 3: Local Language Proficiency Test (LLPT) for candidates who have not studied the local language in 10th or 12th standard. Exempted if studied the language in 10th/12th standard (documentary proof required).
- Phase 4: Personal Interview for shortlisted candidates who qualify the online test and LLPT.
- Final Selection: Based on combined performance in the online written test and personal interview, subject to qualifying LLPT and document verification.

🏷️ Category Eligibility & Reservations

All categories (General, OBC, SC, ST, EWS, PwBD) are eligible as per reservation policies.

📂 Required Documents

- Valid ID proof (Aadhaar Card, PAN Card, Passport, Voter ID, etc.).
- Educational qualification certificates (Degree/Diploma Marksheets).
- Caste Certificate (for SC/ST/OBC/EWS candidates) issued by competent authority.
- Disability Certificate (for PwBD candidates) in prescribed format.
- Experience certificates (duly certified by employer) for prior work experience.
- Income and Asset Certificate (for EWS candidates) issued by competent authority.
- Discharge Certificate (for Ex-Servicemen) issued by competent authority.
- Local language proficiency proof (if applicable).
- Passport-sized photographs.

💳 Application Fee Details

- For General/OBC/EWS candidates: Rs. 1000/-
- For SC/ST/PwBD candidates: Rs. 100/-
- Payment mode: Online through Debit Card/Credit Card/Net Banking.

❓ Frequently Asked Questions

Q. What is the selection process for the Local Bank Officer (LBO) position in Punjab National Bank?

The selection process consists of four phases: 1) Online Written Test, 2) Screening of documents, 3) Local Language Proficiency Test (LLPT) for candidates who have not studied the local language in 10th or 12th standard, and 4) Personal Interview. Candidates must qualify in all stages to be considered for final selection.

Q. Is prior work experience mandatory for the Local Bank Officer (LBO) position?

Yes, candidates must possess a minimum of one year of post-qualification work experience in Clerical/Officer Cadre in any Scheduled Commercial Bank or Regional Rural Bank listed under the RBI Act, 1934. Experience in other financial institutions may not be considered if the job profile does not match the role of a Scale-I Generalist Officer.

Q. What are the age relaxation criteria for reserved categories in this recruitment?

Age relaxation is provided as follows: 5 years for SC/ST, 3 years for OBC (Non-Creamy Layer), 10 years for Persons with Benchmark Disabilities (PwBD), 5 years for Ex-Servicemen, and 5 years for persons affected by the 1984 riots. Relaxation is cumulative with only one category applicable.

Q. How will the Local Language Proficiency Test (LLPT) be conducted?

The LLPT will assess reading, writing, and speaking proficiency in the specified local language of the state for which the candidate has applied. It is a qualifying test, and candidates must secure the minimum marks prescribed by the Bank. Candidates who studied the local language in 10th or 12th standard are exempt from LLPT, subject to document verification.

Q. What are the key eligibility criteria for the Local Bank Officer (LBO) position?

Key eligibility criteria include: 1) Age between 20 and 30 years (with relaxations for reserved categories), 2) Graduate in any discipline from a recognized university, 3) Proficiency in the local language of the state applied for, 4) Minimum one year of post-qualification work experience in a Scheduled Commercial Bank or Regional Rural Bank, and 5) Meeting the cut-off dates for age, education, and experience as specified in the notification.